Privacy Policy
Last updated: April 20, 2026 · Effective date: April 20, 2026
MortgageCalc.pro ("we," "our," or "the Site") is committed to protecting your privacy. This Privacy Policy explains what information we collect when you visit MortgageCalc.pro, how we use it, and your choices regarding that information.
By using this website, you agree to the collection and use of information as described in this policy. If you do not agree, please discontinue use of the site.
1. Information We Collect
Information You Provide
The mortgage calculator on this site operates entirely in your browser. Loan amounts, interest rates, and other financial figures you enter are never transmitted to our servers and are not stored or collected by us.
If you use our contact form, we collect the information you voluntarily submit: your name, email address, and message content. This information is used solely to respond to your inquiry.
Information Collected Automatically
When you visit MortgageCalc.pro, certain information is automatically collected:
- Log data: IP address, browser type, pages visited, time and date of visit, referring URL, and time spent on pages. This data is used for analytics and site improvement.
- Cookies: We use cookies and similar tracking technologies. See Section 4 for details.
- Analytics data: We use Google Analytics to understand how visitors use our site. Google Analytics collects anonymized usage data.
2. How We Use Your Information
We use the information we collect to:
- Operate, maintain, and improve the website and its tools
- Respond to your inquiries and support requests
- Analyze usage patterns to improve user experience
- Detect and prevent fraudulent or abusive use of the site
- Comply with legal obligations
We do not sell, rent, or share your personal information with third parties for their own marketing purposes.
3. Advertising — Google AdSense
MortgageCalc.pro uses Google AdSense to display advertisements. Google AdSense uses cookies to serve ads based on a user's prior visits to this site and other sites. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our site and/or other sites on the Internet.
You may opt out of personalized advertising by visiting Google Ads Settings. You can also opt out through the Network Advertising Initiative opt-out page.
Third-party vendors, including Google, use cookies to serve ads based on a user's prior visits to this website or other websites. Google's use of advertising cookies enables it and its partners to serve ads to our users based on their visit to our sites and/or other sites on the Internet.
4. Cookies
Cookies are small data files placed on your device. We use the following types:
- Essential cookies: Required for the site to function properly.
- Analytics cookies: Google Analytics cookies (e.g., _ga, _gid) help us understand site traffic. These are anonymized.
- Advertising cookies: Google AdSense uses cookies to personalize ads. You can control these through your browser settings or Google's Ads Settings.
You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, some portions of our site may not function properly.
5. Third-Party Services
We use the following third-party services that may collect data:
- Google Analytics — Website analytics. Privacy Policy
- Google AdSense — Advertising. Privacy Policy
6. Children's Privacy
MortgageCalc.pro is not directed at children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected such information, please contact us immediately and we will take steps to delete it.
7. Data Security
We implement reasonable security measures to protect the information we collect. However, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security.
8. Your Rights
Depending on your location, you may have the right to:
- Access the personal information we hold about you
- Request correction of inaccurate data
- Request deletion of your data
- Object to processing of your data
- Request restriction of processing
California residents may have additional rights under the California Consumer Privacy Act (CCPA). EU/UK residents may have rights under GDPR. To exercise any of these rights, contact us at the address below.
9. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of significant changes by updating the "Last updated" date at the top of this page. Your continued use of the site after any changes constitutes acceptance of the updated policy.
10. Contact Us
If you have questions about this Privacy Policy or our privacy practices, please contact us:
- Website: hipocalc.com/contact
- Email: privacy@hipocalc.com